labor department

cryptocurrenc

2026-08-26 16:10:56

Survey finds 77% of Americans see crypto in retirement plans as risky

A new survey from the National Institute on Retirement Security found deep skepticism among Americans toward including cryptocurrency in workplace retirement plans. The poll showed that 77% of respondents view crypto in retirement plans as risky, with 46% calling it very risky, while 53% oppose employers offering crypto as an investment option. The findings came as concern over retirement security remained elevated: 80% of respondents said the United States is facing a retirement crisis, up from 67% in 2020, and 61% said they worry about achieving financial security in retirement. Affordability pressures also weighed on sentiment, with 68% saying it is becoming harder to prepare for retirement and 77% saying debt keeps them from saving enough. At the same time, US policymakers have been moving in the opposite direction, widening access to alternative assets in 401(k) plans. The Trump administration and federal regulators have rolled back earlier cautionary guidance and proposed new frameworks that could make room for digital asset exposure in defined-contribution retirement accounts, drawing criticism from some lawmakers over volatility and investor protections.

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US Congress

2026-06-02 22:44:19

US Lawmakers Push Back on Labor Department's Crypto Inclusion in 401(k) Plans

Three US lawmakers oppose Labor Department plans to include crypto in 401(k)s, citing volatility and lack of regulation as risks to retirement savings.

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